Home Equity Freedom | Mortgage Services

Mortgage Services

Home Equity Loans & More

Our goal is to empower homeowners, offering a lifeline when conventional options fall short. Our expertise is not just in mortgages; it's in understanding the aspirations, challenges, and dreams of those who entrust us with their financial stories. We pride ourselves on the relationships we have built in the industry that allows us to provide customized solutions for our clients, ensuring the get the best possible financing solutions that will serve them best both in the short-term and long-term.

Reverse Mortgages

Stay in your home while accessing tax-free cash, with no monthly payments.

Reverse Mortgages, another cornerstone, are bridges to a secure retirement. We guide homeowners through the process, dispelling myths and showcasing genuine benefits. Your home equity is valuable, and our solutions help you leverage it responsibly.

The CHIP Reverse Mortgage offered by HomeEquity Bank is not the only Reverse Mortgage lender in Canada. Through Home Equity Freedom, you get access to all Reverse Mortgage lenders in Canada.

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Private Mortgages

Get approved even if banks say no—no income or credit requirements.

A Private mortgage loan offers flexibility and speed. Private first and second mortgages offer homeowners tailored solutions beyond the conventional. Approval is primarily based on the available equity built up in your property, with less reliance on credit and income to qualify. Life brings challenges, and our private home equity loan mortgage options provide swift and effective relief.

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Debt Consolidation Loans

Pay off high-interest credit cards, car loans, and other debts using your home equity.

Reduce payments, free up cash flow and repair or preserve your credit. We recognize the weight of debt burdens and cash flow challenges. If you find yourself with an excessive or hard to manage amount of consumer debt that can carry high interest rates and/or steep repayment terms that drain your available cash, then a consolidation mortgage is something we should talk about.

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Mortgage Refinance

Accessing better rates or hedging for your future.

Whether you are looking to access better rates or planning for the future - using your equity to purchase rental properties and grow your wealth. We customize solutions to best support your goals.

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Home Equity Mortgage Loans

Convert your home’s equity into cash with flexible loan options.

Our Home Equity Mortgage solutions are here for you when you don't fit the mold of the Big Banks. Perfect for Self-Employed, Credit Challenged, Income Challenges, Avoid Stress Test,

Down Payment Assistance, Rent to Own options and so much more. This solution provides flexibility in qualifying while offering lower costs than a Private Mortgage Loan.

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Commercial Mortgage

Commercial and industrial mortgages are more complex to arrange. We have access to many commercial and industrial mortgage lenders from both institutional and private lenders.

We can help with financing for: 5 unit residential complexes to apartment building mortgages. Hotels, Motels, Gas Stations, commercial condo, industrial and more.