Unlock Your Home Equity

We are Ontario's "Go To" for Home Equity Loans, offering a lifeline when conventional mortgage options fall short. We tailor unique mortgage solutions to fit your financial situation including "No Payment" mortgage options.

Customized Solutions

We understand each homeowner's unique needs and pride ourselves on tailoring solutions that resonate. It's financing on your terms.

Equity is Key!

We craft solutions based on the equity in your home. Fast, easy approvals in as little as 24 hours. Your Home Equity is the key, not income or credit.

Ready to Serve You!

We are available to you 24 hours per day, 7 days per week. We know your financial worries don't sleep.

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Home Equity Loan Options

Debt Consolidation

Pay off high-interest debt, free up cash flow, protect your credit and your home from foreclosure.

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Retirement Planning

With a Reverse Mortgage or Protected HELOC, access tax-free funds while staying in your home - with no mandatory mortgage payments.

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Mortgage Refinance

Better mortgage renewal options, mortgage rates and payments or planning for the future - using your equity to purchase rental properties and grow your wealth.

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Flexible Solutions

Alternative, Private, Reverse Mortgage and other Equity Based Mortgage Solutions - Income and Credit Flexible including "No-Payment" mortgages options.

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Don't worry, we can help!

Schedule Consultation

If you are curious about what our Mortgage Solutions can do for you and/or you simply need some questions answered, schedule a call with us. We understand you don't want to be "SOLD" anything.

Our promise to you: To treat you with respect, compassion, transparency and without obligation. We are friendly and here to help. So please, allow us to do what we do best - Provide advice and create solutions.

Apply Now

If you know you need a customized Home Equity Loan solution and want to speed up the process, complete our short form Mortgage application and we will reach out to you within 24 hours to share our findings.

We provide this service for free and without obligation. We will provide what we believe to be the best solution for you and why. We are not "Sales People", we create solutions that work. Give s us a try.

Short Form Application

offering a lifeline when conventional options fall short.

About Home Equity Freedom

Our mission is to empower homeowners when traditional mortgage options fall short. With 20 years of experience, we are more than just a mortgage provider—
we are partners in your journey toward financial stability.
Recognizing the pressures of debt and cash flow, we offer not just mortgages but holistic financial solutions.

Customized Mortgage Solutions

A history of success

Looking out for YOUR best interests

TESTIMONIALS

What others are saying

"He Won't Give Up"

"I highly recommend Matthew. He has worked diligently on coming up with a solution with our mortgage issues after retirement. He's available whenever you need him, and won't give up until a solution is found. Matthew is very friendly and personable so there's no problem talking to him. He has your interest at heart." - Barbara, Cobourg ON

"You Don’t Find Many Great Brokers Like That."

"I wanted to pass on a huge compliment from my lawyer. My lawyer told me yesterday that, “ I have an amazing broker! Matthew worked so hard over the weekend to rectify the situation. He really had your best interest in mind. You don’t find many great brokers like that. “ Truthfully, saying thank you doesn’t feel like enough. I deeply appreciate all that you have done for me. So I totally agree with My lawyer!." - Karen, Bradford ON

"I Highly Recommend Matthew"

"With Matthew’s expertise and guidance, we were able to get a mortgage quickly. Matthew is extremely knowledgeable and always available to answer any questions. He made the process of getting a mortgage smooth, stress free and painless. I highly recommend Matthew for your mortgage needs!" - Vishal, Toronto ON

"He Was Professional, Responsive and Helpful"

"We had a very good experience working with Matthew and would highly recommend him to anyone looking for a mortgage. From the first contact, he was professional, responsive and helpful in every way. Finally, someone who lived up to their promise of good service!" - Leslie, Barrie ON